Let's make your life happier

Healthy Living

Get A Quote

Welcome to Heal With Cover
Policy


Your health is Priceless and also fact is that you cannot buy it with money. That's why you must always keep Secure and Precious of your own and loved ones' health. So that, Health Insurance plays Part and Parcel role in Everyone's Life.
Moreover, In Order to protection and prioritise of Our Health, Everyone should have Insurance of Health.

There are many advantages of Health Insurance :

  • Medical Bills: Coverage against medicinal expenses incurred, including pre and post hospitalization
  • Pre-existing Diseases: Coverage for any pre-existing disease is provided to you after a certain waiting period.
  • Claim Reimbursement: Coverage for expenses incurred for hospitalization due to a medical
  • Tax Rebate: Annual premium paid for health coverage are subject to tax exemption u/s 80D of ITA, 1961. Tax exemption ranges from $25,000 to $75,000.
  • Tax benefits are subject to changes in tax laws.

As per benefits of Health Insurance, Health insurance ensures that undergoing long term treatment does not throw a family into dire financial straits. By paying a small amount of premium to the insurer, you can take a cover under a comprehensive health insurance plan. This will shield your savings from sudden shocks of medical treatments.

About Health Insurance

1. How do you get Health Insurance?

  • Most people get health insurance through their employers or organizations to which they belong. This is called group insurance. Some people do not have access to group insurance.
  • They may choose to purchase their own individual health insurance directly from an insurance company. Many people get health insurance through government programs that operate at the national, State, and local levels.

2. What does the Policy Cover?

  • Policy coverage or inclusions is the set of conditions that are covered under the health insurance policy that can be claimed. The coverage of a health insurance policy may include hospitalization charges, pre and post hospitalization charges, ambulance services, laboratory tests, prescription drugs, organ donor charges, and others.
  • They may choose to purchase their own individual health insurance directly from an insurance company. Many people get health insurance through government programs that operate at the national, State, and local levels.

3. What the Policy does not Cover?

  • Policy exclusions are the conditions that the policy will not cover. Some insurance policies do not cover the treatment of certain diseases in the first year but after a waiting period.
  • The exclusions in the policy may differ from one insurer to another, therefore being aware of these exclusions is equally important as that will help you decide which policy to buy.

Four major reasons to buy Health Insurance:

1. Changing lifestyle

2. Coverage of pre and post hospitalisation expenses

3. Income tax benefit

4. Rising medical costs